Compulsory Insurance

If you¡¯re studying for one semester or a year, you will need 3 mandatory insurances!

French health insurance
Home insurance
Civil liability insurance

 

1| French health insurance



The French health insurance ? S¨¦curit¨¦ Sociale ? is compulsory but free for students
?If you are a EU citizen, you can use your European health insurance card during your stay.
? If you come from Quebec, you need the attestation from the RAMQ.
? If you are a non-EU citizen, you can either keep your home insurance if it covers all your medical expenses or subscribe for free to the nearest Caisse Primaire d¡¯Assurance Maladie (CPAM) center.

Your medical expenditure coverage  : All you need to know about your social security coverage, how to get the highest reimbursement rates, and who to contact.
French social security registration process : You will need to register on the dedicated website for students in order to be covered for your medical expenses when you arrive in France.

ADDITIONAL INSURANCE
The ? S¨¦curit¨¦ sociale ? doesn¡¯t always reimburse 100% of your medical expenses. If you wish to be fully reimbursed, you have the possibility to subscribe to an additional insurance.
 

2 | Home insurance


This insurance covers incidents or accidents such as fire, burglary or water damage.

Most of the time, liability insurance is included in this insurance.






PAYMENT
? The amount varies according to the surface of your accommodation (maximum 80€ for the stay).
Check with a bank, an insurance company or directly with the private residence that manages your homes.

 

3| Civil liability insurance



This insurance covers damage you might cause to another person¡¯s property. It is required for students who want to practice sports.
All international exchange students must provide proof of civil liability insurance upon arrival in order to enroll at the university.




? Free if you have a private insurance valid in France
? Around 20€ for the stay if you don¡¯t have a home insurance.